Those asking "How RTP is calculated?" often have a losing week behind them. Cashback promises to return part of what a player loses, and the promise is simple only on the banner. The share is taken from net losses over a set period, after wins and often after bonuses, and it may be paid in cash or in bonus funds carrying their own conditions. The details decide whether cashback softens a losing week or barely registers.
The percentage returned usually sits between five and twenty percent, and it often rises with a loyalty tier. The period matters as much as the rate: a daily calculation pays on each losing day even in a week that ends ahead, while a weekly one nets the whole week together and pays only when the week as a whole was lost. The same percentage can return quite different amounts under the two schemes.
Cashback is almost always calculated on net losses: deposits minus withdrawals and the remaining balance over the period, or stakes minus wins. A player who ends the week ahead receives nothing, whatever was staked along the way. Some offers count only losses made with real money, leaving out anything lost from bonus funds. The formula in the terms, often a single sentence, decides how much of a bad week really qualifies.
The payment usually lands on a fixed day after the calculation period closes, often the same weekday each week for weekly schemes.
Cashback offers usually return between five and twenty percent of net losses, and the rate often rises as the player climbs a loyalty tier.
Most offers cap each payment, so a percentage of a large loss can shrink to a small flat amount set by that ceiling.
Net loss is usually deposits minus withdrawals and the remaining balance, or stakes minus wins, and some offers leave out anything lost from bonus funds.